For you

What is the lifestyle you have, or that you wish for and would then like to sustain, even into retirement? We can help you to look over the horizon, to plan the future you want for you and your family.

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For your business

If you run your own business, what are your plans for it? Does the value of your business form part of your retirement plan? We can help you to take a clear-eyed look at the value of your business and explore options for its future.

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Hold on, what is lifestyle financial planning?

What are you looking ahead to? For most people, it’s having the lifestyle in retirement that you feel you only can afford now by keeping working. But what if you could afford to stop working sooner than you think or even stop now? Stop working and spend more time doing the things you love. You need a lifestyle financial planner to make things clear.  At Hartcliff we put real-world meaning into your financial planning.
Talk to us to find out more.

Andy always explains everything clearly and ensures I understand what he is doing with my finances. I trust his opinions and value his comments without hesitation.

Pam, Ripon

Always helpful. Always there.

Tony, West Yorkshire

We have known Andy for more than 20 years. He has looked after both ours and other family members finances for some years now and we recommend him highly. He takes time to get to know clients and understand their needs and gives genuine informed advise and explains things in an understandable way. He has guided us through the financial minefield of investments and pensions enabling us to now consider early retirement. Andy has given us the help, advise and confidence to make our finances work for our future.

Niki & Andy, Barnsley

Purpose, Plan and Pudding.

Our blog will help you shape your lifestyle financial plan.

Purpose

Empty Nest – Reclaim Your Space and Purpose

Empty Nest – Reclaim Your Space and Purpose

When the kids have finally fled the nest and your house suddenly feels a little emptier, maybe it is too empty? If you and your partner now have more room than you really need, it might be time to consider downsizing and economising. Have you considered moving to somewhere smaller in a different area to […]

Plan

The Keys to being the Relaxed Investor. Focus on what you can control.

The Keys to being the Relaxed Investor. Focus on what you can control.

To be sure, part of investing involves accepting things you can’t control. A hurricane on the other side of the world might rattle the markets for a couple days. A large company might become embroiled in an accounting scandal. The Bank of England might make an unexpected interest rate move. The latest Tweet from Mr […]

Pudding

Three hidden secrets to successful financial planning – Purpose, Plan and Pudding

Three hidden secrets to successful financial planning – Purpose, Plan and Pudding

Welcome to my series of blogs and articles or commentaries (however you prefer to classify them). These are designed to keep my clients informed and for any prospective new clients to get a feel for what we do at Hartcliff and illustrate how we differ from conventional Financial Advisors. I have themed my blogs and […]

Disclaimer

Hartcliff is a trading name of Hartcliff Limited, which is a limited company registered in England & Wales
No. 09321837 Registered Office: Marland House, 13 Huddersfield Road, Barnsley, S70 2LW

Hartcliff Limited is an appointed representative of Sense Network Limited, which is authorised and regulated by the Financial Conduct Authority

The information contained within this website is subject to the UK regulatory regime and therefore targeted at consumers in the UK.