Have you found the right balance?

There is a bit of a fad amongst some millennials who work as hard as they can, save as much as they can, and try to retire by the age of 55. But why? After all ‘you can’t take it with you’. Finding the right balance – spend too much enjoying the now, and you […]

Empty Nest – Reclaim Your Space and Purpose

When the kids have finally fled the nest and your house suddenly feels a little emptier, maybe it is too empty? If you and your partner now have more room than you really need, it might be time to consider downsizing and economising. Have you considered moving to somewhere smaller in a different area to […]

Empty Nest – Readjust Your Budget Now the Kids Have Gone

Children are wonderful. They’re also really expensive! No more sports fees, no more restocking the fridge every other day Depending on their ages and how much you’re helping with their transition into adulthood, no more school or university tuition or expensive phone contracts. Even the smallest of these expenses adds up quickly month after month. […]

How Will You Practice Your “ART” in Retirement?

Holidays on the beach? Pottering about in the garden? Long walks in the countryside? A blank calendar. Doing what you want when you want. Doing nothing if that’s how you feel that day. After a lifetime of working 40 hours every week, I’m sure this scenario sounds appealing to many soon-to-be retirees. But the surprising […]

Disclaimer

Hartcliff is a trading name of Hartcliff Limited, which is a limited company registered in England & Wales
No. 09321837 Registered Office: Marland House, 13 Huddersfield Road, Barnsley, S70 2LW

Hartcliff Limited is an appointed representative of Sense Network Limited, which is authorised and regulated by the Financial Conduct Authority

The information contained within this website is subject to the UK regulatory regime and therefore targeted at consumers in the UK.