Financial planning is very rarely about the money as money is only the vehicle that allows you to do the things you really want to do. So what is it that you really want to do? Purpose helps you to identify what it is you really want to do.
There is a bit of a fad amongst some millennials who work as hard as they can, save as much as they can, and try to retire by the age of 55. But why? After all ‘you can’t take it with you’. Finding the right balance – spend too much enjoying the now, and you […]
When the kids have finally fled the nest and your house suddenly feels a little emptier, maybe it is too empty? If you and your partner now have more room than you really need, it might be time to consider downsizing and economising. Have you considered moving to somewhere smaller in a different area to […]
Children are wonderful. They’re also really expensive! No more sports fees, no more restocking the fridge every other day Depending on their ages and how much you’re helping with their transition into adulthood, no more school or university tuition or expensive phone contracts. Even the smallest of these expenses adds up quickly month after month. […]
Holidays on the beach? Pottering about in the garden? Long walks in the countryside? A blank calendar. Doing what you want when you want. Doing nothing if that’s how you feel that day. After a lifetime of working 40 hours every week, I’m sure this scenario sounds appealing to many soon-to-be retirees. But the surprising […]
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