The important R in the ART of Retirement.

When you begin the longest holiday period of your life, relationships come right to the forefront, be they existing ones or new ones forged as you transition into this new chapter, and its these relationships, and how you approach them, that can help to make this period rewarding and fulfilling. Relationships Your spouse isn’t the […]


Time without the structure that work provides can be challenging for retirees. The very notion of time can take on new meaning. Without meetings and project deadlines to worry about, time can seem so limitless that it’s overwhelming. It’s like an artist staring at a blank canvas – where do you begin? So how will […]

Are You Dancing to the Music within you?

It’s never too late. Many people believe that living and giving generously with their time, talents, and/or finances is a luxury they can’t afford, especially once children, mortgage payments, and school or University fees enter the picture. However, research indicates that senior citizens frequently cite “dying with their music still in them” as one of […]

Are you being true to yourself with your purpose?

The purpose of work and family. Most of us tie purpose to the things that we spend the majority of our time doing: working and bringing up our families. Again, it’s important to draw a distinction between simple happiness and purpose. A doctor who has to deal with ill people and mortality might not consider […]


Hartcliff is a trading name of Hartcliff Limited, which is a limited company registered in England & Wales
No. 09321837 Registered Office: Marland House, 13 Huddersfield Road, Barnsley, S70 2LW

Hartcliff Limited is an appointed representative of Sense Network Limited, which is authorised and regulated by the Financial Conduct Authority

The information contained within this website is subject to the UK regulatory regime and therefore targeted at consumers in the UK.