Financial planning is very rarely about the money as money is only the vehicle that allows you to do the things you really want to do. So what is it that you really want to do? Purpose helps you to identify what it is you really want to do.
Holidays on the beach? Pottering about in the garden? Long walks in the countryside? A blank calendar. Doing what you want when you want. Doing nothing if that’s how you feel that day. After a lifetime of working 40 hours every week, I’m sure this scenario sounds appealing to many soon-to-be retirees. But the surprising […]
When you begin the longest holiday period of your life, relationships come right to the forefront, be they existing ones or new ones forged as you transition into this new chapter, and its these relationships, and how you approach them, that can help to make this period rewarding and fulfilling. Relationships Your spouse isn’t the […]
Time without the structure that work provides can be challenging for retirees. The very notion of time can take on new meaning. Without meetings and project deadlines to worry about, time can seem so limitless that it’s overwhelming. It’s like an artist staring at a blank canvas – where do you begin? So how will […]
It’s never too late. Many people believe that living and giving generously with their time, talents, and/or finances is a luxury they can’t afford, especially once children, mortgage payments, and school or University fees enter the picture. However, research indicates that senior citizens frequently cite “dying with their music still in them” as one of […]
Hartcliff is a trading name of Hartcliff Limited, which is a limited company registered in England & Wales
No. 09321837 Registered Office: Marland House, 13 Huddersfield Road, Barnsley, S70 2LW
Hartcliff Limited is an appointed representative of Sense Network Limited, which is authorised and regulated by the Financial Conduct Authority
The information contained within this website is subject to the UK regulatory regime and therefore targeted at consumers in the UK.